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Merchant Cash Advance

Merchant Cash Advance is an alternative to traditional methods of business funding.

We recognize that traditional bank financing is difficult and time consuming. Most of our customers have experienced difficulty in working with bank loan officers. Additionally, banks are rigid and don't take into account cash flow highs and lows when setting monthly repayment schedules. Finally, bankers have a tendency to look at past credit history instead of focusing on the future potential of a business.

How Does It Work?

Our working capital program is simple.

    1. We pay you today for a small portion of your future credit card transactions.
    2. As Visa and MasterCard credit card sales are made, you repay us a small fixed percentage of those sales.
    3. Payments are proportionate with your cash flow until funding is repaid.

We give you an uncomplicated, straightforward, and no-hassle way to leverage your greatest asset - FUTURE CREDIT CARD SALES.

If your business accepts credit cards, we will advance you up to $100,000 or more of working capital.

What Can I Use The Money For?

  • Expansion
  • Equipment
  • Renovations
  • Inventory
  • New Product Lines
  • Advertising / Marketing
  • Recruiting New Employees
  • Consolidation
  • Emergencies
  • Rent
  • Business Expenses
  • Taxes

and more..

How does repayment work?

Through an automated process, we take a small percentage of your daily credit card sales. If your sales go up or down, so do your repayment amounts. There is no fixed repayment time. You won't have to worry about making large payments when your business is slow.

Does my business qualify?

In order to qualify, you need to meet the following criteria:

  1. You must be in business for more than 1 year.
  2. You must currently be accepting credit card transactions.
  3. Your average monthly credit card sales must be at least $2,500 per month.

How long does it take?

  • Most cash advances are approved in 24-48 hours.
  • You can be funded as quickly as 1 week.

Why Does Merchant Cash Advance Make More Sense?

The benefits of cash advance versus traditional funding are considerable:

  • High approval rate.
  • Payments are based on your credit card sales.
  • If sales are low, your payments are low.
  • No fixed repayment schedule.
  • Quick and easy application process.
  • No collateral needed to qualify.
  • No personal guarantee.
  • Funding within 1 week.
  • Completely automated repayment process.
  • Much more lenient credit requirements than traditional banks.
First Name
Last Name
Business Name
  • No Collateral, liens or co-signers.
  • No fixed repayment schedule.
  • No hidden fees.
  • Approvals in 24-48 hours.
  • Funding can occur as quickly as next week.
  • 92.7% approval rate.
  • A division of American Capital Advance
    and Quantum Merchant Services.
  • Successfully funded thousands of small
    and medium businesses.